Own a home using this process:

NOTE: This list is a summary. Go to Step by Step to Homeownership for all the details.

1. Talk with SCLT staff, let us know you're interested, talk with us about aproximate home prices. Also, download a SCLT Application, and attend a Zoom Orientation session. NOTE: your home is built after the income- and SCLT- qualified Buyer has signed a real estate purchase agreement with the SCLT. It takes a bit less than a year to get the home built.
2. Are you Eligible? Review the eligibility criteria. NOTE: Do you have mobility issues? We can design your home to meet your needs.
   
3. Watch a Video to learn more about Community Land Trusts.
4. Talk with a Mortgage Lender The lender will help:
   1. determine whether you qualify for a mortgage;
   2. provide information on financial assistance available;
   3. and provide you with a pre-approval letter. This will let you and the SCLT know how much the bank can lend you for a mortgage.
5. Homebuyer Education: Alaska Housing Finance Corporation offers a free 6-hour online homebuyer education course called Finally Home™. Download the certificate after successfully completing the course and submit it to SCLT. To register and access the test, go to https://www.finallyhome.org/en/partners/alaska/.
   
6. Review S'us' Héeni Sháak Homeowners Association documents that will be sent to you.
7. Meet with an attorney to go over the Ground Lease. Several local attorneys provide pro bono or low-pro bono fee assistance for this service.
8. Close the Deal Sign the SCLT Ground Lease and the deed to the home is transferred to you after Closing and the sale is Recorded. Congratulations, you are a homeowner!
9. After you Buy: Work with Staff. After you are settled in your home, SCLT staff will be available to help your home purchase succeed over the coming years, until you are ready to sell. When that time comes, we will help you then, too. We'll make sure you have access to classes that will help you succeed.

Quick Downloads

S'us' Héeni Sháak Community
6 House Designs
SCLT 1 BDRM Mighty Mouse House
SCLT 2 BDRM with stairs to loft-Cottonwood
SCLT 2 Bedroom House-Hemlock
SCLT 3 Bedroom House-Spruce
Subdivision
GIS Map of Neighborhood

SCLT Documents
SCLT Qualifications and Housing Application
updated 10/3/2023

SCLT & Local News

• UPDATE ON PRICE* GRANT: On June 22, 2024 the Sitka Community Land Trust posted its PRICE GRANT application for public comment and review. The public comment period ran from June 22-July 7th. We also held a public meeting on July 7, 2024 with invites to the public via FB and the Daily Sitka Sentinel. This met our 15-day requirement as set forth by the U.S. Department of Housing and Urban Development.
  *The Preservation and Reinvestment Initiative for Community Enhancement (PRICE) will provide $225 million in funding for communities across the country to preserve and revitalize manufactured housing units and eligible manufactured housing communities (MHCs).
• The SCLT monthly meeting is on the 4th Monday at 6-8pm,  in the Hames corporate office conference room at 208 Lake Street, Suite B. The public is encouraged to attend. 
• Building Materials The SCLT building plans have been impacted by the high prices of building materials, a nationwide issue. But the costs have come enough now to start building more houses. Two homes will be under contract in January 2022.
• House Prices*: We now have 6 House Designs. These are some estimated prices. Some have not been updated since last spring.
  1. Mighty Mouse House/1 bed/1 bath/480 sqft: $159,000.
  2. 2-bedroom/1.5 bath/936 sqft-Hemlock: $238,000.
  3. 3-bedroom/1.5 bath/1,344 sqft-Spruce: $260,200.
  4. 3-bedroom/2 bath/1,100 sqft-Cedar: $275,000
     * NOTE: Home prices are estimates.
  Property Designs. Construction will begin for a home after a SCLT qualified buyer has a pre-qualification letter from their lender. Once we have that, we take it to our lender for a construction loan and schedule construction. Federal loans such as USDA Rural development and VA will necessitate having a back-up buyer before construction begins. House Plans

SCLT Updates

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